Job Description
- Focusing on low income customer segment to deliver micro credit, micro deposits, micro insurance etc.
- Overall monitor 5-6 Field Supervisors (5-6 Branches).
- Training & capacity building of Unit Manager, Field Supervisor & CSRs of the respective branches.
- Standardization of lending model among the branches.
- Standardization of Records maintaining among the branches.
- Pre & Post Disbursement visits.
- Maintaining overall standard quality portfolio, cross sell, customer service.
- Overdue, NPA follow-up.
- Ensuring timely completion of Post Disbursal Document to RPC among all the branches.
- Identification, survey and mapping of Business potential in the area/ villages and suggest to FS as well as Area Manager.
- Loan End use Monitoring.
- Ensure properly Accounting of Ganaseva transaction.
Track record of business development with significant achievements in the field of credit appraisal, sanction, pre & post disbursement documentations etc.
Excellent communication skills in local language/Hindi and English verbal, and written
Handling a team
Computer proficiency to work with MS Office
Attitude:
Problem solving
Keenness to learn and detail oriented
Others :
Must be willing to Work and travel across the district.
Salary:
Not Disclosed by Recruiter
Industry:
Banking / Financial Services / Broking
Functional Area:
Sales, Retail, Business Development
Role Category:
Retail Sales
Role:
Sales/Business Development Manager
Keyskills:
Micro BankingMicro Finance Business loans
Desired Candidate Profile
Education:
UG - Any Graduate - Any Specialization
PG - MBA/PGDM - Any Specialization, Any Postgraduate - Any Specialization
Doctorate - Any Doctorate - Any Specialization, Doctorate Not Required
PG - MBA/PGDM - Any Specialization, Any Postgraduate - Any Specialization
Doctorate - Any Doctorate - Any Specialization, Doctorate Not Required
Skills:
Problem solving
Keenness to learn and detail oriented
Others
Must be willing to Work and travel across the district.
- Track record of business development with significant achievements in the field of credit appraisal, sanction, pre & post disbursement documentations etc.
- Excellent communication skills in local language/Hindi and English verbal, and written
- Handling a team
- Computer proficiency to work with MS Office
Problem solving
Keenness to learn and detail oriented
Others
Must be willing to Work and travel across the district.
Company Profile
Bank in transformation.................. Ratnakar Bank, a private
sector bank with a strong Maharashtra footprint, has embarked on an
aggressive transformation plan that envisages a manifold growth of the
organisation in terms of size, geographic reach and business depth. The
plan has been founded on a robust platform of professional governance,
relationships, technology infrastructure and capital. The Bank is in the
process of executing a strategic roadmap that entails customer, product
and credit re-alignment, process centralisation and technology
upgradation. Through this transformation, the Bank aims to improve and
enhance its customer base across Corporate, SME and Retail segments and
retain a high focus on Financial Inclusion.
Contact Details
Recruiter Name:anithakakade@ratnakarbank.in
Contact Company:The Ratnakar Bank Limited
Telephone:0231-6650242
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