Job Description
Job Description: Credit Documentation
1 - Pre Sanction checks - adherance to KYC norms, scrutiny of IT returns, sales tax returns, bank statements etc and making observations thereon.
2 - Post Sanction - Sanction Communication to borrower, getting legal vetting on properties offered as security, taking search report from ROC, valuation of property, inspection of security etc.
3 - Preparation of Security documents based on approved terms and get it signed by borrower, Guarantors through Relationship Mangers.
4 - Ensure compliance of all terms of sanction before making disbursement of credit facility.
5 - Setting up of MIC, Opening of Deal in system on compliance of all terms and conditions of sanction.
6 - Receiving of Stock statements on monthly basis, scrutiny thereof, calculation of Drawing power and feeding in the system.
7 - Keeping the insurance of securities charged to us valid on ongoing basis, inspection of units and preparation of reports. Pointing out adverse feature to Relationship manager and follow up with him till rectification of the same.
8 - To ensure that limits are utilised within the sanctioned limit and no overdrawings are allowed without proper approvals.
9 - Downloading reports from Indusmart regarding exceptions such as expired limits, expired insurance, irregularity in the account and follow up the same till rectification
10 - Ensure no income leakage.
1 - Pre Sanction checks - adherance to KYC norms, scrutiny of IT returns, sales tax returns, bank statements etc and making observations thereon.
2 - Post Sanction - Sanction Communication to borrower, getting legal vetting on properties offered as security, taking search report from ROC, valuation of property, inspection of security etc.
3 - Preparation of Security documents based on approved terms and get it signed by borrower, Guarantors through Relationship Mangers.
4 - Ensure compliance of all terms of sanction before making disbursement of credit facility.
5 - Setting up of MIC, Opening of Deal in system on compliance of all terms and conditions of sanction.
6 - Receiving of Stock statements on monthly basis, scrutiny thereof, calculation of Drawing power and feeding in the system.
7 - Keeping the insurance of securities charged to us valid on ongoing basis, inspection of units and preparation of reports. Pointing out adverse feature to Relationship manager and follow up with him till rectification of the same.
8 - To ensure that limits are utilised within the sanctioned limit and no overdrawings are allowed without proper approvals.
9 - Downloading reports from Indusmart regarding exceptions such as expired limits, expired insurance, irregularity in the account and follow up the same till rectification
10 - Ensure no income leakage.
Salary:
INR 1,25,000 - 1,50,000 P.A
Industry:
Banking /
Financial Services /
Broking
Farea:
Financial Services, Banking, Investments, Insurance
Role Category:
Retail/Personal Banking
Role:
Credit Officer
Desired Candidate Profile
Education:
Please refer to the Job description above
UG - Any Graduate - Any Specialization, Graduation Not Required
PG - Post Graduation Not Required
Doctorate - Doctorate Not Required
PG - Post Graduation Not Required
Doctorate - Doctorate Not Required
Company Profile
IndusInd Bank Ltd. is a Customer-focused, technology-based, ISO
9001:2000 certified new generation private sector Bank with ambitious
growth plan is looking for the following position.
Contact Details
Contact Company:IndusInd Bank
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