Job Description
Job Description: Credit Documentation
1 - Pre Sanction checks - adherance to KYC norms, scrutiny of IT
returns, sales tax returns, bank statements etc and making observations
thereon.
2 - Post Sanction - Sanction Communication
to borrower, getting legal vetting on properties offered as security,
taking search report from ROC, valuation of property, inspection of
security etc.
3 - Preparation of Security documents
based on approved terms and get it signed by borrower, Guarantors
through Relationship Mangers.
4 - Ensure compliance of all terms of sanction before making disbursement of credit facility.
5 - Setting up of MIC, Opening of Deal in system on compliance of all terms and conditions of sanction.
6 - Receiving of Stock statements on monthly basis, scrutiny thereof, calculation of Drawing power and feeding in the system.
7 - Keeping the insurance of securities charged to us valid on ongoing
basis, inspection of units and preparation of reports. Pointing out
adverse feature to Relationship manager and follow up with him till
rectification of the same.
8 - To ensure that limits are utilised within the sanctioned limit and no overdrawings are allowed without proper approvals.
9 - Downloading reports from Indusmart regarding exceptions such as
expired limits, expired insurance, irregularity in the account and
follow up the same till rectification
10 - Ensure no income leakage.
Salary:
INR 1,25,000 - 1,50,000 P.A
Industry:
Banking /
Financial Services /
Broking
Farea:
Financial Services, Banking, Investments, Insurance
Role Category:
Retail/Personal Banking
Role:
Credit Officer
Keyskills:
fresherfreshersb.comgraduate
